Financial Planning Tips for Women

In his best-seller Men Are from Mars, Women Are from Venus, John Gray talks about men “going to their caves.” Yet in financial planning, both genders often retreat from difficult situations and decisions. This harms financial futures – especially women’s. On average, women live longer,…

Social Security: Boost Benefits for Both Spouses

Peg Eddy, a founder of San Diego-based Creative Capital Management, joins the ranks of others advisors who stress spouses should coordinate when they “trot down” to their local Social Security agency branch to make sure they’ve calculated a schedule accurately and most cost effectively….

6 Smarter Ways to Pay Off Debt

As the economy slowly improves, Americans are racking up more debt. And experts say they often make big mistakes when trying to shed that debt and get back into the black. “American consumers deleveraged after the financial crisis, but they’re starting to take on…

Small-Business Financing: Debt vs. Equity

Business owners who seek financing face a fundamental choice: Should they borrow funds or take in new investment capital? Since debt and equity are accounted for differently, each has a different impact on earnings, cash flow and taxes. Each also has a different effect…